Thursday, August 14, 2008

Comic Book Collecting: Insure your Valuable Comic Books

You may think that a comic book collection is purely for kids, but, have you ever stopped and thought about it, collectibles spell big bucks. You may have heard about stamps selling for millions of dollars right? Well, as long as there are people collecting stuff, they will have value, especially if they are hard to find. This scenario goes the same with comic book collecting.



People from all over the world, kids and adults alike, are now collecting comic books. New titles are coming out regularly and new superheroes are born, if you like the particular title, then chances are, you are going to subscribe or wait for it in comic book stores every month. In time you will soon have a collection.



But for some comic book collectors, it's the rare and hard to find comic books that are waiting to be the center of their collection. This though can be very risky, especially if it is stolen or damaged. Rare comic books in pristine condition spells thousands of dollars. If anything happens to it, then you can just kiss that money goodbye.



You may think that since you have home insurance, then your comic book collection is covered, that is not the case though. Most policies do not cover collectibles, so you really need to talk with your agent. If there are indeed some coverage you can get which will be able to extend your limit, then discuss how you can get it to cover your comic book collection. Some insurance companies though don't have coverage for comic book collections, so you may need to find another one.



Before signing up with an agency, you first need to know the value of your collection. So have your comic books, especially the valuable ones graded. A professional grading company will be able to certify the value of your comic books and this is when you will be able to iron out a policy with your agency.



To make sure that the pricing is right, you can purchase a pricing book which will show the price for certain issues at their current condition. This is essential so that you will be able to get the true value if anything happens to your comic books.



Feel safe when comic book collecting, insuring your comic books will give you the peace of mind knowing that your comic books are safe.